Welcome to HENX International Technologies. These Terms & Conditions ("Terms") govern your use of our website, mobile application, and services including mobile recharges, bill payments, domestic money transfer (DMT), aadhar pay ,payout , matm , axis bank account opening, and other digital utility offerings.

By accessing or using our platform, you agree to be bound by these Terms. Please read them carefully before proceeding.

1. Eligibility

To use HENX International Technologies, you must:

  • Be at least 18 years old
  • Have a valid mobile number and/or email address
  • Comply with all applicable laws and regulations in India

2. Account Registration

To access certain services, you may be required to create an account and provide personal details such as name, contact information, and identification documents for KYC verification. You agree to:

  • Provide accurate and complete information
  • Keep your login credentials confidential
  • Notify us immediately of any unauthorized use of your account

3. Services Offered

HENX International Technologies offers the following services:

  • Mobile & DTH recharge
  • Utility bill payments (electricity, water, gas, broadband, etc.)
  • Domestic Money Transfer (DMT)
  • Additional financial and utility services as made available

4. Fees and Charges

Some services may involve transaction fees, which will be clearly communicated before the transaction is completed. You are responsible for reviewing and agreeing to all applicable charges.

5. User Conduct

You agree not to:

  • Use the platform for fraudulent or illegal purposes
  • Violate any applicable laws or regulations
  • Interfere with the platform’s security, servers, or networks
  • Share or misuse another user's account

6. Limitation of Liability

While we strive to offer reliable and uninterrupted services, HENX International Technologies is not liable for:

  • Any delays, failures, or interruptions in service
  • Loss of data or financial damage due to system errors or third-party failures
  • Unauthorized access to or use of your account or data

7. Intellectual Property

All content, trademarks, logos, and software on the HENX platform are the intellectual property of HENX Technologies or its licensors. You may not reproduce, distribute, or use any content without prior written permission.

8. Privacy

Your use of our services is also governed by our [Privacy Policy], which explains how we collect, use, and protect your personal information.

9. Termination

We reserve the right to suspend or permanently terminate your access to our platform at our discretion, especially if you violate these Terms or engage in suspicious activity.

10. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of India. Any disputes arising out of or related to the use of our services shall be subject to the exclusive jurisdiction of the courts located in [Your City/State].

11. Changes to Terms

We may update these Terms & Conditions at any time. You will be notified of any major changes, and continued use of the platform after such changes implies your acceptance of the new terms.

12. Contact Us

If you have any questions, concerns, or requests related to this Privacy Policy or your data, please contact us at:

  • Email: payerafinnex@gmail.com
  • Customer Support: +91 9172038890
  • Address: Office No.2, 1st Floor, Shivneri, Opp. P.L.Deshpande Garden, Sinhgad Road, Pune, 411030